Start Your Digital FinanceJourney with Bayza
Bayza bridges digital assets and real-world finance. Spend crypto with a Visa card, receive payments via a personal IBAN, convert to fiat globally, and earn 12%+ on your holdings — all from one app.
Good morning
Alex Johnson
Total Balance
$12,485.90
Recent
IBAN Ready
DE89 · SEPA
Earn 12%+ APY
On your holdings
One Platform. Endless Possibilities.
Bank, spend, transfer, stake and earn with a unified crypto-financial ecosystem.
Multi-Currency Virtual IBAN
Receive salaries and payments in EUR, GBP & USD — like a real bank account.
Bayza Card
A physical & virtual Visa that spends your crypto anywhere Visa is accepted — 150M+ merchants worldwide.
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Stake & Earn 12%+
Put idle holdings to work in institutional-grade vaults. Yield paid continuously.
Instant Remittance
Send money across borders in seconds — convert crypto to fiat and pay out globally.
Refer & Earn
Invite friends and earn rewards when they join — everyone gets more out of Bayza.
0M+
Merchants worldwide
0%+
Max APY on holdings
0+
Countries supported
~0s
Instant card issuance
From crypto balance to everyday life.
Bayza connects the parts of your financial life that usually live in separate apps.
Crypto spending, without the friction.
From spending crypto in everyday life to earning institutional-grade yields — Bayza is your all-in-one digital finance gateway.
physical Visa
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Card Holder
ALEX JOHNSON
Physical & Virtual Cards
Get an instant virtual card the moment you sign up, or order a physical Visa for everyday spending.
Smart Card Controls
Manage limits, security and card settings anytime — directly from the app, in real time.
Instant Card Freeze
Freeze or unfreeze your card in seconds whenever you need an extra layer of protection.
Built for money that moves.
Receive payments, convert supported assets, and send money through available payout routes.
Your own multi-currency account
Get a personal IBAN and account details to receive salaries, invoices and payments in EUR, GBP and USD.
Move between crypto and fiat
Swap supported assets to cash at transparent rates and top up your spending balance instantly.
To Maria Johnson
Arrives instantly · 0 fees
Payouts beyond borders
Send money through available global payout routes in seconds — wherever your recipients are.
Built to protect what matters
Bayza is designed with layered security, operational controls, and transparency at the core.
Secure wallet infrastructure
Engineered with layered controls for digital-asset custody at every level.
Cold-storage operational policy
Operational policy that prioritises offline storage for the majority of reserves.
Identity verification & monitoring
KYC verification and ongoing monitoring across the entire platform.
Card controls in the app
Freeze, set limits, and manage your card in real time from your phone.
Security alerts & monitoring
Real-time transaction monitoring with proactive security alerts.
Transparent product terms
Clear, accessible terms for every product and service we offer.
One platform. Different ways to use it.
Business or Fintech Partner
Explore wallet, card, and payout infrastructure for your product.
Learn more→Your financial dashboard, wherever you are.
Track your portfolio, manage your card, receive payments, send funds, and monitor earnings — all from one app.
Portfolio value
$48,920.14
BTC
+2.4%
ETH
+1.1%
USDT
0.0%
Frequently asked questions
No. Bayza is a financial-technology platform that partners with licensed and regulated institutions to provide wallet, card, IBAN, custody and payout services. This lets us offer banking-like features while operating through compliant partners.
Yes. Top up your balance with crypto, convert to fiat instantly, and spend with your Bayza Visa card anywhere Visa is accepted — online and in-store, across 150M+ merchants.
Your personal IBAN lets you receive EUR, GBP and USD, plus a range of supported crypto assets. Funds land in your multi-currency account ready to hold, convert or spend.
No yield is guaranteed. Staking and vault rewards are variable and depend on market conditions and the strategy you choose. Rates shown, including 12%+ APY, are indicative and can change.
Bayza is rolling out across a growing list of countries. Availability of specific features — such as physical cards — may vary by region and is confirmed during sign-up.
Open a free account in minutes: sign up with your email, complete a quick identity check, and your wallet, IBAN and virtual card are ready to use right away.
Start Your Digital Finance Journey Today
Bayza bridges digital assets and real-world finance. Spend crypto with a Visa card, receive payments via a personal IBAN, convert to fiat globally, and earn 12%+ on your holdings — all from one app.
Bayza Pay
$2,480.00
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